{"id":452,"date":"2024-06-18T14:47:36","date_gmt":"2024-06-18T14:47:36","guid":{"rendered":"https:\/\/www.cianchetta.com\/practice-areas\/bankruptcy\/california-chapter-13-bankruptcy\/"},"modified":"2024-11-12T13:24:15","modified_gmt":"2024-11-12T21:24:15","slug":"california-chapter-13-bankruptcy","status":"publish","type":"page","link":"https:\/\/www.cianchetta.com\/es\/practice-areas\/bankruptcy\/california-chapter-13-bankruptcy\/","title":{"rendered":"California Chapter 13 Bankruptcy"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"452\" class=\"elementor elementor-452\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1d3b6690 e-flex e-con-boxed e-con e-parent\" data-id=\"1d3b6690\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-619c0b07 elementor-widget elementor-widget-spacer\" data-id=\"619c0b07\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7214f861 elementor-widget elementor-widget-heading\" data-id=\"7214f861\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">California Chapter 13 Bankruptcy<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-705043b elementor-widget elementor-widget-breadcrumbs\" data-id=\"705043b\" data-element_type=\"widget\" data-widget_type=\"breadcrumbs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p id=\"breadcrumbs\"><span><span><a href=\"https:\/\/www.cianchetta.com\/es\/\">Home<\/a><\/span><\/span><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4d9f07f0 e-flex e-con-boxed e-con e-parent\" data-id=\"4d9f07f0\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-e435f1c e-con-full e-flex e-con e-child\" data-id=\"e435f1c\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c43e9a0 elementor-widget elementor-widget-template\" data-id=\"c43e9a0\" data-element_type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"2355\" class=\"elementor elementor-2355\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2d387d9a e-con-full elementor-hidden-mobile e-flex e-con e-child\" data-id=\"2d387d9a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-628752cf elementor-widget elementor-widget-heading\" data-id=\"628752cf\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00c1reas de Pr\u00e1ctica<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-418b1667 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"418b1667\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6458826b elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"6458826b\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.cianchetta.com\/es\/practice-areas\/probate\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-right\" viewbox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Legalizar<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.cianchetta.com\/es\/practice-areas\/estate-planning\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-right\" viewbox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Planificaci\u00f3n Patrimonial<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.cianchetta.com\/es\/practice-areas\/personal-injury\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-right\" viewbox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Lesiones Personales<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.cianchetta.com\/es\/practice-areas\/bankruptcy\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-right\" viewbox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Quiebra<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.cianchetta.com\/es\/practice-areas\/veteran-law\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-right\" viewbox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Ley de Veteranos<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-27694a0 elementor-widget elementor-widget-template\" data-id=\"27694a0\" data-element_type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"2343\" class=\"elementor elementor-2343\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3c34af48 e-con-full e-flex e-con e-child\" data-id=\"3c34af48\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-38afbb6b elementor-widget elementor-widget-heading\" data-id=\"38afbb6b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Request free consultation<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-34906f59 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"34906f59\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-28917ece elementor-button-align-start elementor-widget elementor-widget-form\" data-id=\"28917ece\" data-element_type=\"widget\" data-settings=\"{&quot;step_next_label&quot;:&quot;Next&quot;,&quot;step_previous_label&quot;:&quot;Previous&quot;,&quot;button_width&quot;:&quot;100&quot;,&quot;step_type&quot;:&quot;number_text&quot;,&quot;step_icon_shape&quot;:&quot;circle&quot;}\" data-widget_type=\"form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<form class=\"elementor-form\" method=\"post\" name=\"Free Consultation Form\" action=\"\">\n\t\t\t<input type=\"hidden\" name=\"post_id\" value=\"2343\"\/>\n\t\t\t<input type=\"hidden\" name=\"form_id\" value=\"28917ece\"\/>\n\t\t\t<input type=\"hidden\" name=\"referer_title\" value=\"Cianchetta and Associates\" \/>\n\n\t\t\t\n\t\t\t<div class=\"elementor-form-fields-wrapper elementor-labels-\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-name elementor-col-100 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-name\" class=\"elementor-field-label elementor-screen-only\">\n\t\t\t\t\t\t\t\tName\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[name]\" id=\"form-field-name\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Name\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-email elementor-field-group elementor-column elementor-field-group-email elementor-col-100 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-email\" class=\"elementor-field-label elementor-screen-only\">\n\t\t\t\t\t\t\t\tEmail\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"email\" name=\"form_fields[email]\" id=\"form-field-email\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Email\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-tel elementor-field-group elementor-column elementor-field-group-field_7a29dd7 elementor-col-100 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_7a29dd7\" class=\"elementor-field-label elementor-screen-only\">\n\t\t\t\t\t\t\t\tPhone Number\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<input size=\"1\" type=\"tel\" name=\"form_fields[field_7a29dd7]\" id=\"form-field-field_7a29dd7\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Phone Number\" required=\"required\" pattern=\"[0-9()#&amp;+*-=.]+\" title=\"Only numbers and phone characters (#, -, *, etc) are accepted.\">\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-textarea elementor-field-group elementor-column elementor-field-group-message elementor-col-100 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-message\" class=\"elementor-field-label elementor-screen-only\">\n\t\t\t\t\t\t\t\tMessage\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t<textarea class=\"elementor-field-textual elementor-field  elementor-size-sm\" name=\"form_fields[message]\" id=\"form-field-message\" rows=\"4\" placeholder=\"Message\" required=\"required\"><\/textarea>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text\">\n\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[field_71d8f28]\" id=\"form-field-field_71d8f28\" class=\"elementor-field elementor-size-sm\" style=\"display:none !important;\">\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text\">\n\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[field_b8ce5bb]\" id=\"form-field-field_b8ce5bb\" class=\"elementor-field elementor-size-sm\" style=\"display:none !important;\">\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text\">\n\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[field_4a0e350]\" id=\"form-field-field_4a0e350\" class=\"elementor-field elementor-size-sm\" style=\"display:none !important;\">\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text\">\n\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[field_ef78a43]\" id=\"form-field-field_ef78a43\" class=\"elementor-field elementor-size-sm\" style=\"display:none !important;\">\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-hcaptcha elementor-field-group elementor-column elementor-field-group-field_bca2975 elementor-col-100\">\n\t\t\t\t\t<div class=\"elementor-field\" id=\"form-field-field_bca2975\"><div class=\"elementor-hcaptcha\">\t\t<input\n\t\t\t\ttype=\"hidden\"\n\t\t\t\tclass=\"hcaptcha-widget-id\"\n\t\t\t\tname=\"hcaptcha-widget-id\"\n\t\t\t\tvalue=\"eyJzb3VyY2UiOlsiZWxlbWVudG9yLXByb1wvZWxlbWVudG9yLXByby5waHAiXSwiZm9ybV9pZCI6MH0=-84d5c92c7b1229d48419321fd8e2b1cc\">\n\t\t\t\t<h-captcha\n\t\t\tclass=\"h-captcha\"\n\t\t\tdata-sitekey=\"c27e5b9a-925a-4bfe-9c66-64b8697c5006\"\n\t\t\tdata-theme=\"light\"\n\t\t\tdata-size=\"compact\"\n\t\t\tdata-auto=\"false\"\n\t\t\tdata-ajax=\"false\"\n\t\t\tdata-force=\"false\">\n\t\t<\/h-captcha>\n\t\t<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-group elementor-column elementor-field-type-submit elementor-col-100 e-form__buttons\">\n\t\t\t\t\t<button class=\"elementor-button elementor-size-sm\" type=\"submit\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Request Now<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<input type=\"hidden\" name=\"trp-form-language\" value=\"es\"\/><\/form>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3b2420b8 e-con-full e-flex e-con e-child\" data-id=\"3b2420b8\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7604ff8f elementor-widget elementor-widget-image\" data-id=\"7604ff8f\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"441\" src=\"https:\/\/www.cianchetta.com\/wp-content\/uploads\/2024\/06\/businessman-and-lawyer-discuss-the-contract-document-treaty-of-the-law-sign-a-contract-business--1024x564.jpg\" class=\"attachment-large size-large wp-image-781\" alt=\"Businessman and lawyer discuss the contract document. Treaty of the law. Sign a contract business.\" srcset=\"https:\/\/www.cianchetta.com\/wp-content\/uploads\/2024\/06\/businessman-and-lawyer-discuss-the-contract-document-treaty-of-the-law-sign-a-contract-business--1024x564.jpg 1024w, https:\/\/www.cianchetta.com\/wp-content\/uploads\/2024\/06\/businessman-and-lawyer-discuss-the-contract-document-treaty-of-the-law-sign-a-contract-business--300x165.jpg 300w, https:\/\/www.cianchetta.com\/wp-content\/uploads\/2024\/06\/businessman-and-lawyer-discuss-the-contract-document-treaty-of-the-law-sign-a-contract-business--768x423.jpg 768w, https:\/\/www.cianchetta.com\/wp-content\/uploads\/2024\/06\/businessman-and-lawyer-discuss-the-contract-document-treaty-of-the-law-sign-a-contract-business--1536x846.jpg 1536w, https:\/\/www.cianchetta.com\/wp-content\/uploads\/2024\/06\/businessman-and-lawyer-discuss-the-contract-document-treaty-of-the-law-sign-a-contract-business-.jpg 2000w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f958db2 elementor-widget elementor-widget-heading\" data-id=\"3f958db2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">California Chapter 13 Bankruptcy Attorney<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6852e53e elementor-widget elementor-widget-text-editor\" data-id=\"6852e53e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"ContentWrapper__Section-sc-s1s3ta-0 ivPQSY\"><div class=\"Content__Component-sc-hqrafu-1 jzrwaK\"><p><strong>Experienced Bankruptcy Lawyer Assists Clients With Their CH 13 Bankruptcy Filings In Sacramento County, El Dorado County, Placer County, Solano County, Yolo County, and Throughout CA<\/strong><\/p><p>Chapter 13 bankruptcy is a repayment plan. When you fall behind on installment debts, a Chapter 13 bankruptcy is designed to help you catch up on them. For people who make too much money to file other types of bankruptcies, a Chapter 13 bankruptcy is a viable option. If you fall behind on your mortgage payments,\u00a0<a href=\"https:\/\/uscourts.gov\/services-forms\/bankruptcy\/bankruptcy-basics\/chapter-13-bankruptcy-basics\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>filing for Chapter 13<\/strong><\/a>\u00a0enables you to catch up on the arrearage, so that at the end of the bankruptcy, you would be current.<\/p><p>If you have a second mortgage, or there is a second, third, fourth, fifth mortgage judgment lien, a California chapter 13 bankruptcy attorney at Cianchetta &amp; Associates can strip those off in a Chapter 13 bankruptcy, and discharge those debts. There are Chapter 13 bankruptcies where perhaps you are behind on a car payment for a car that is necessary for your work, and the financing company is going to repossess it. We can use a chapter 13 to catch up on that as well.<\/p><h4><strong>What Kind Of Debt Is Typically Dischargeable In Chapter 13 Bankruptcies?<\/strong><\/h4><p>Everything that is\u00a0<a href=\"https:\/\/www.cianchetta.com\/es\/practice-areas\/bankruptcy\/california-chapter-7-bankruptcy\/chapter-7-dischargeable-debts\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>dischargeable in a Chapter 7<\/strong><\/a>\u00a0is also\u00a0<a href=\"https:\/\/www.cianchetta.com\/es\/california-chapter-13-bankruptcy-attorney\/chapter-13-dischargeable-debts\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>dischargeable in a Chapter 13<\/strong><\/a>. A Chapter 13 bankruptcy discharge is actually broader than a Chapter 7 discharge in that it wipes out debts that are not dischargeable in a Chapter 7 discharge.<\/p><p>In a Chapter 13, you get what is called the \u201cSuper Discharge\u201d, which allows you to discharge non-priority unsecured creditors and certain domestic relations obligations. If you had an equalizing payment in a divorce, for example, that can be discharged in a Chapter 13 bankruptcy.<\/p><p>Although Chapter 13 bankruptcy is a repayment plan, many non-priority unsecured creditors need not be paid in full, or even at all in some case. Credit Card debt, medical bills, personal loans, older tax obligations and some\u00a0<a href=\"https:\/\/www.cianchetta.com\/es\/blog\/can-i-declare-bankruptcy-while-in-the-process-of-a-divorce\/\">divorce debts owed to an ex-spouse (domestic support obligations)<\/a>\u00a0are a few extras that get discharged in a Chapter 13 but not a Chapter 7 bankruptcy.<\/p><h4>What Are the Main Differences Between a Chapter 7 &amp; a\u00a0Chapter 13 Bankruptcy, California?<\/h4><p>The biggest difference is the time it lasts,\u00a0<a href=\"https:\/\/www.cianchetta.com\/es\/california-chapter-7-bankruptcy-attorney\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Chapter 7 bankruptcy<\/strong><\/a>\u00a0is complete typically in 4 months, Chapter 13 lasts for 3-5 years. Another difference is that a Chapter 7 is a liquidation bankruptcy that wipes out most of your unsecured debts and the trustee can sell your nonexempt property, whereas a Chapter 13 is a reorganization bankruptcy that enables you to keep your property through a repayment plan. Another main difference is the amount of time and the types of debt that are dischargeable.<\/p><p>The Chapter 7 trustees also tend to be more aggressive towards the value of assets, as opposed to the Chapter 13 trustees. Chapter 7 bankruptcy allows qualifying debtors to quickly discharge qualifying debts and get a fresh start.<\/p><p>Chapter 13 bankruptcy enables debtors to keep their property and catch up on missed mortgage, car, and priority remaining debt through a repayment plan. Definitely\u00a0<a href=\"https:\/\/www.cianchetta.com\/es\/california-bankruptcy-attorney\/covid-19-and-bankruptcy\/bankruptcy-courts\/\">discuss your bankruptcy court options<\/a>\u00a0with a bankruptcy\u00a0attorney, as the code is incredibly complicated, and every case is different.<\/p><h4>How Long Does It Generally Take To Go Through The Bankruptcy Process?<\/h4><p>A Chapter 7 typically takes less than 120 days if it is a no asset case. If it is an asset case, you are going to get your discharge in that same amount of time, as long as there are no objections to your remaining dischargeable debt.<\/p><p>However, your case may stay open for up to a year-and-a-half, which can have some adverse effects on moving on with your life. A Chapter 13, on the other hand, typically takes three to five years to complete. After completing the payment plan, the Chapter 13 can take months to close.<\/p><p><strong>Contact A Qualified California Chapter 13 Bankruptcy Attorney Today<\/strong><\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cc192fc e-con-full e-flex e-con e-child\" data-id=\"cc192fc\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8939dbc elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"8939dbc\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-26c85ec elementor-widget elementor-widget-text-editor\" data-id=\"26c85ec\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>For more information on\u00a0<span style=\"font-weight: bolder;\">Chapter 13 Bankruptcy in California,<\/span>\u00a0an initial consultation with a qualified California chapter 13 bankruptcy attorney is your next best step. Our attorneys have years of experience in bankruptcy cases. Contact us today for the information and legal answers you are seeking by calling\u00a0<span style=\"font-weight: bolder;\"><a href=\"tel:9166857878\">(916) 685-7878<\/a>\u00a0<\/span>or by filling out our convenient\u00a0<a style=\"background-color: #fbfcfe;\" href=\"https:\/\/www.cianchetta.com\/es\/contact\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"font-weight: bolder;\">online contact form<\/span><\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>California Chapter 13 Bankruptcy Attorney Experienced Bankruptcy Lawyer Assists Clients With Their CH 13 Bankruptcy Filings In Sacramento County, El Dorado County, Placer County, Solano County, Yolo County, and Throughout CA Chapter 13 bankruptcy is a repayment plan. When you fall behind on installment debts, a Chapter 13 bankruptcy is designed to help you catch [&hellip;]<\/p>","protected":false},"author":1,"featured_media":0,"parent":444,"menu_order":3,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-452","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>California Chapter 13 Bankruptcy - Cianchetta and Associates<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.cianchetta.com\/es\/practice-areas\/bankruptcy\/california-chapter-13-bankruptcy\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"California Chapter 13 Bankruptcy - Cianchetta and Associates\" \/>\n<meta property=\"og:description\" content=\"California Chapter 13 Bankruptcy Attorney Experienced Bankruptcy Lawyer Assists Clients With Their CH 13 Bankruptcy Filings In Sacramento County, El Dorado County, Placer County, Solano County, Yolo County, and Throughout CA Chapter 13 bankruptcy is a repayment plan. When you fall behind on installment debts, a Chapter 13 bankruptcy is designed to help you catch [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.cianchetta.com\/es\/practice-areas\/bankruptcy\/california-chapter-13-bankruptcy\/\" \/>\n<meta property=\"og:site_name\" content=\"Cianchetta and Associates\" \/>\n<meta property=\"article:modified_time\" content=\"2024-11-12T21:24:15+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.cianchetta.com\/wp-content\/uploads\/2024\/06\/businessman-and-lawyer-discuss-the-contract-document-treaty-of-the-law-sign-a-contract-business-.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2000\" \/>\n\t<meta property=\"og:image:height\" content=\"1101\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data1\" content=\"4 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.cianchetta.com\/practice-areas\/bankruptcy\/california-chapter-13-bankruptcy\/\",\"url\":\"https:\/\/www.cianchetta.com\/practice-areas\/bankruptcy\/california-chapter-13-bankruptcy\/\",\"name\":\"California Chapter 13 Bankruptcy - Cianchetta and Associates\",\"isPartOf\":{\"@id\":\"https:\/\/www.cianchetta.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.cianchetta.com\/practice-areas\/bankruptcy\/california-chapter-13-bankruptcy\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.cianchetta.com\/practice-areas\/bankruptcy\/california-chapter-13-bankruptcy\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.cianchetta.com\/wp-content\/uploads\/2024\/06\/businessman-and-lawyer-discuss-the-contract-document-treaty-of-the-law-sign-a-contract-business--1024x564.jpg\",\"datePublished\":\"2024-06-18T14:47:36+00:00\",\"dateModified\":\"2024-11-12T21:24:15+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.cianchetta.com\/practice-areas\/bankruptcy\/california-chapter-13-bankruptcy\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.cianchetta.com\/practice-areas\/bankruptcy\/california-chapter-13-bankruptcy\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/www.cianchetta.com\/practice-areas\/bankruptcy\/california-chapter-13-bankruptcy\/#primaryimage\",\"url\":\"https:\/\/www.cianchetta.com\/wp-content\/uploads\/2024\/06\/businessman-and-lawyer-discuss-the-contract-document-treaty-of-the-law-sign-a-contract-business--1024x564.jpg\",\"contentUrl\":\"https:\/\/www.cianchetta.com\/wp-content\/uploads\/2024\/06\/businessman-and-lawyer-discuss-the-contract-document-treaty-of-the-law-sign-a-contract-business--1024x564.jpg\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.cianchetta.com\/practice-areas\/bankruptcy\/california-chapter-13-bankruptcy\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.cianchetta.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Practice Areas\",\"item\":\"https:\/\/www.cianchetta.com\/practice-areas\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Bankruptcy\",\"item\":\"https:\/\/www.cianchetta.com\/practice-areas\/bankruptcy\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"California Chapter 13 Bankruptcy\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.cianchetta.com\/#website\",\"url\":\"https:\/\/www.cianchetta.com\/\",\"name\":\"Cianchetta & Associates\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.cianchetta.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.cianchetta.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.cianchetta.com\/#organization\",\"name\":\"Cianchetta & Associates\",\"url\":\"https:\/\/www.cianchetta.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/www.cianchetta.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.cianchetta.com\/wp-content\/uploads\/2024\/06\/Cianchetta-Associates-Logo-white.png\",\"contentUrl\":\"https:\/\/www.cianchetta.com\/wp-content\/uploads\/2024\/06\/Cianchetta-Associates-Logo-white.png\",\"width\":369,\"height\":88,\"caption\":\"Cianchetta & Associates\"},\"image\":{\"@id\":\"https:\/\/www.cianchetta.com\/#\/schema\/logo\/image\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"California Chapter 13 Bankruptcy - Cianchetta and Associates","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.cianchetta.com\/es\/practice-areas\/bankruptcy\/california-chapter-13-bankruptcy\/","og_locale":"es_MX","og_type":"article","og_title":"California Chapter 13 Bankruptcy - Cianchetta and Associates","og_description":"California Chapter 13 Bankruptcy Attorney Experienced Bankruptcy Lawyer Assists Clients With Their CH 13 Bankruptcy Filings In Sacramento County, El Dorado County, Placer County, Solano County, Yolo County, and Throughout CA Chapter 13 bankruptcy is a repayment plan. When you fall behind on installment debts, a Chapter 13 bankruptcy is designed to help you catch [&hellip;]","og_url":"https:\/\/www.cianchetta.com\/es\/practice-areas\/bankruptcy\/california-chapter-13-bankruptcy\/","og_site_name":"Cianchetta and Associates","article_modified_time":"2024-11-12T21:24:15+00:00","og_image":[{"width":2000,"height":1101,"url":"https:\/\/www.cianchetta.com\/wp-content\/uploads\/2024\/06\/businessman-and-lawyer-discuss-the-contract-document-treaty-of-the-law-sign-a-contract-business-.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Tiempo de lectura":"4 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.cianchetta.com\/practice-areas\/bankruptcy\/california-chapter-13-bankruptcy\/","url":"https:\/\/www.cianchetta.com\/practice-areas\/bankruptcy\/california-chapter-13-bankruptcy\/","name":"California Chapter 13 Bankruptcy - Cianchetta and Associates","isPartOf":{"@id":"https:\/\/www.cianchetta.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.cianchetta.com\/practice-areas\/bankruptcy\/california-chapter-13-bankruptcy\/#primaryimage"},"image":{"@id":"https:\/\/www.cianchetta.com\/practice-areas\/bankruptcy\/california-chapter-13-bankruptcy\/#primaryimage"},"thumbnailUrl":"https:\/\/www.cianchetta.com\/wp-content\/uploads\/2024\/06\/businessman-and-lawyer-discuss-the-contract-document-treaty-of-the-law-sign-a-contract-business--1024x564.jpg","datePublished":"2024-06-18T14:47:36+00:00","dateModified":"2024-11-12T21:24:15+00:00","breadcrumb":{"@id":"https:\/\/www.cianchetta.com\/practice-areas\/bankruptcy\/california-chapter-13-bankruptcy\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.cianchetta.com\/practice-areas\/bankruptcy\/california-chapter-13-bankruptcy\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/www.cianchetta.com\/practice-areas\/bankruptcy\/california-chapter-13-bankruptcy\/#primaryimage","url":"https:\/\/www.cianchetta.com\/wp-content\/uploads\/2024\/06\/businessman-and-lawyer-discuss-the-contract-document-treaty-of-the-law-sign-a-contract-business--1024x564.jpg","contentUrl":"https:\/\/www.cianchetta.com\/wp-content\/uploads\/2024\/06\/businessman-and-lawyer-discuss-the-contract-document-treaty-of-the-law-sign-a-contract-business--1024x564.jpg"},{"@type":"BreadcrumbList","@id":"https:\/\/www.cianchetta.com\/practice-areas\/bankruptcy\/california-chapter-13-bankruptcy\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.cianchetta.com\/"},{"@type":"ListItem","position":2,"name":"Practice Areas","item":"https:\/\/www.cianchetta.com\/practice-areas\/"},{"@type":"ListItem","position":3,"name":"Bankruptcy","item":"https:\/\/www.cianchetta.com\/practice-areas\/bankruptcy\/"},{"@type":"ListItem","position":4,"name":"California Chapter 13 Bankruptcy"}]},{"@type":"WebSite","@id":"https:\/\/www.cianchetta.com\/#website","url":"https:\/\/www.cianchetta.com\/","name":"Cianchetta & Associates","description":"","publisher":{"@id":"https:\/\/www.cianchetta.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.cianchetta.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/www.cianchetta.com\/#organization","name":"Cianchetta & Associates","url":"https:\/\/www.cianchetta.com\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/www.cianchetta.com\/#\/schema\/logo\/image\/","url":"https:\/\/www.cianchetta.com\/wp-content\/uploads\/2024\/06\/Cianchetta-Associates-Logo-white.png","contentUrl":"https:\/\/www.cianchetta.com\/wp-content\/uploads\/2024\/06\/Cianchetta-Associates-Logo-white.png","width":369,"height":88,"caption":"Cianchetta & Associates"},"image":{"@id":"https:\/\/www.cianchetta.com\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/www.cianchetta.com\/es\/wp-json\/wp\/v2\/pages\/452","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.cianchetta.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.cianchetta.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.cianchetta.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.cianchetta.com\/es\/wp-json\/wp\/v2\/comments?post=452"}],"version-history":[{"count":0,"href":"https:\/\/www.cianchetta.com\/es\/wp-json\/wp\/v2\/pages\/452\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/www.cianchetta.com\/es\/wp-json\/wp\/v2\/pages\/444"}],"wp:attachment":[{"href":"https:\/\/www.cianchetta.com\/es\/wp-json\/wp\/v2\/media?parent=452"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}