{"id":470,"date":"2024-06-18T14:50:34","date_gmt":"2024-06-18T14:50:34","guid":{"rendered":"https:\/\/www.cianchetta.com\/practice-areas\/bankruptcy\/covid-19-and-bankruptcy\/chapter-13-debtors\/"},"modified":"2024-11-12T13:26:40","modified_gmt":"2024-11-12T21:26:40","slug":"chapter-13-debtors","status":"publish","type":"page","link":"https:\/\/www.cianchetta.com\/es\/practice-areas\/bankruptcy\/covid-19-and-bankruptcy\/chapter-13-debtors\/","title":{"rendered":"Chapter 13 Debtors"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"470\" class=\"elementor elementor-470\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2ea56c4b e-flex e-con-boxed e-con e-parent\" data-id=\"2ea56c4b\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5123d6cb elementor-widget 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href=\"https:\/\/www.cianchetta.com\/es\/practice-areas\/bankruptcy\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-right\" viewbox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Quiebra<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.cianchetta.com\/es\/practice-areas\/veteran-law\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-right\" viewbox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Ley de Veteranos<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-305eedd elementor-widget elementor-widget-template\" data-id=\"305eedd\" data-element_type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"2343\" class=\"elementor elementor-2343\" 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src=\"https:\/\/www.cianchetta.com\/wp-content\/uploads\/2024\/06\/businessman-and-lawyer-discuss-the-contract-document-treaty-of-the-law-sign-a-contract-business--1024x564.jpg\" class=\"attachment-large size-large wp-image-781\" alt=\"Businessman and lawyer discuss the contract document. Treaty of the law. Sign a contract business.\" srcset=\"https:\/\/www.cianchetta.com\/wp-content\/uploads\/2024\/06\/businessman-and-lawyer-discuss-the-contract-document-treaty-of-the-law-sign-a-contract-business--1024x564.jpg 1024w, https:\/\/www.cianchetta.com\/wp-content\/uploads\/2024\/06\/businessman-and-lawyer-discuss-the-contract-document-treaty-of-the-law-sign-a-contract-business--300x165.jpg 300w, https:\/\/www.cianchetta.com\/wp-content\/uploads\/2024\/06\/businessman-and-lawyer-discuss-the-contract-document-treaty-of-the-law-sign-a-contract-business--768x423.jpg 768w, https:\/\/www.cianchetta.com\/wp-content\/uploads\/2024\/06\/businessman-and-lawyer-discuss-the-contract-document-treaty-of-the-law-sign-a-contract-business--1536x846.jpg 1536w, https:\/\/www.cianchetta.com\/wp-content\/uploads\/2024\/06\/businessman-and-lawyer-discuss-the-contract-document-treaty-of-the-law-sign-a-contract-business-.jpg 2000w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-37235ceb elementor-widget elementor-widget-heading\" data-id=\"37235ceb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">COVID-19 And Bankruptcy: Chapter 13 Debtors<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3baec9b8 elementor-widget elementor-widget-text-editor\" data-id=\"3baec9b8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"ContentWrapper__Section-sc-s1s3ta-0 ivPQSY\"><div class=\"Content__Component-sc-hqrafu-1 jzrwaK\"><h4>Are Chapter 13 Debtors Experiencing Hardships During The COVID-19 Crisis Permitted To Extend Their Plan Payments?<\/h4><p>Yes, debtors in a current\u00a0<a href=\"https:\/\/www.cianchetta.com\/es\/practice-areas\/bankruptcy\/california-chapter-13-bankruptcy\/\">chapter 13 bankruptcy<\/a>\u00a0plan which was confirmed prior to the passage of the\u00a0<a href=\"https:\/\/home.treasury.gov\/policy-issues\/coronavirus\/about-the-cares-act\" target=\"_blank\" rel=\"noreferrer noopener\">CARES act<\/a>, may extend their plan not to exceed a total of seven years.<\/p><h4>How Can I Extend My Payment Plan In A Chapter 13 Bankruptcy Due To The COVID-19 Crisis?<\/h4><p>In order to extend your plan payments in a chapter 13 due to the COVID-19 crisis, you must file a new plan and motion to confirm the plan. You need to understand the trustee will likely request documentation or proof that you have been economically injured by the COVID-19 crisis.<\/p><p>You should be contacting the trustee, through your attorney, to inform the trustee that you are not able to make your plan payments due to layoffs or loss of work due to the\u00a0<a href=\"https:\/\/www.cianchetta.com\/es\/practice-areas\/bankruptcy\/covid-19-and-bankruptcy\/\">COVID-19 crisis<\/a>. This puts the trustee on notice that there is a legitimate reason for missing your plan payments and hopefully avoids a motion to dismiss your chapter 13 case.<\/p><h4>Do These Extensions Apply To New Bankruptcy Cases Or Is This Temporary Amendment For Cases Already In The Repayment Phase?<\/h4><p>The seven-year chapter 13 plan exemption does not apply to any cases that did not have a confirmed chapter 13 plan prior to the passage of the CARES act.<\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-70a9dd3 e-con-full e-flex e-con e-child\" data-id=\"70a9dd3\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0b6b58f elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"0b6b58f\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91eb5fd elementor-widget elementor-widget-text-editor\" data-id=\"91eb5fd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>For more information on\u00a0<span style=\"font-weight: bolder;\">Extension Of Chapter 13 Plan Payments In CA,<\/span>\u00a0a\u00a0<a style=\"background-color: #fbfcfe;\" href=\"https:\/\/www.cianchetta.com\/es\/contact\/\">consultation<\/a>\u00a0with an experienced California Bankruptcy Attorney is your next best step. Get the information and legal answers you are seeking by calling\u00a0<span style=\"font-weight: bolder;\"><a href=\"tel:9166857878\">(916) 685-7878<\/a>\u00a0<\/span>today.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>COVID-19 And Bankruptcy: Chapter 13 Debtors Are Chapter 13 Debtors Experiencing Hardships During The COVID-19 Crisis Permitted To Extend Their Plan Payments? Yes, debtors in a current\u00a0chapter 13 bankruptcy\u00a0plan which was confirmed prior to the passage of the\u00a0CARES act, may extend their plan not to exceed a total of seven years. How Can I Extend [&hellip;]<\/p>","protected":false},"author":1,"featured_media":0,"parent":466,"menu_order":1,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-470","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Chapter 13 Debtors - Cianchetta and Associates<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.cianchetta.com\/es\/practice-areas\/bankruptcy\/covid-19-and-bankruptcy\/chapter-13-debtors\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Chapter 13 Debtors - Cianchetta and Associates\" \/>\n<meta property=\"og:description\" content=\"COVID-19 And Bankruptcy: Chapter 13 Debtors Are Chapter 13 Debtors Experiencing Hardships During The COVID-19 Crisis Permitted To Extend Their Plan Payments? 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